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Adoption of Digital Innovation in Crop Insurance - A Data Analytics Based Benchmarking Study of Samrakshane Portal in Karnataka

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Re-imagining Diffusion and Adoption of Information Technology and Systems: A Continuing Conversation (TDIT 2020)

Part of the book series: IFIP Advances in Information and Communication Technology ((IFIPAICT,volume 617))

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Abstract

Agriculture in India is prone to a lot of uncertainties and different types of risks. Crop insurance is a mechanism hedge against such contingencies. Though many governments in the past had introduced various crop insurance schemes, the penetration rate was shallow, and there were no private players. Thus, the current Govt introduced PMFBM, which can be a game-changer. Karnataka went a step ahead and implemented an end to end technology platform – Samrakshane - to promote and manage the crop insurance. Samrakshane, being an innovative technology platform enabling the complete automation of crop insurance adoption. The objective of this study is to understand and measure the innovation adoption impact of the crop insurance scheme. In this short paper, we present a conceptual outline of our ongoing research.

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Notes

  1. 1.

    http://digitalindia.gov.in/content/crop-insurance-mobile-app visited on 17-01-2018, This Mobile App can be used to calculate the Insurance Premium for notified crops based on area, coverage amount and loan amount in case of loanee farmer. It can also be used to get details of normal sum insured, extended sum insured, premium details and subsidy information of any notified crop in any notified area.

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Acknowledgement

We thank the IIMA – Idea Telecom Center of Excellence for generously funding this project. We also thank NIC – Karnataka, Horticulture department and Agriculture Department for providing us with the access to the necessary data and information required for this project.

Author information

Authors and Affiliations

  1. IIM Tiruchirappalli, Tiruchirappalli, Tamil Nadu, India

    Madhuchhanda Das Aundhe, Jang Bahadur Singh, N. Ramesh & M. Vimalkumar

Authors
  1. Madhuchhanda Das Aundhe
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  2. Jang Bahadur Singh
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  3. N. Ramesh
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  4. M. Vimalkumar
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Corresponding author

Correspondence to Jang Bahadur Singh .

Editor information

Editors and Affiliations

  1. Indian Institute of Management Tiruchira, Tiruchirappalli, India

    Sujeet K. Sharma

  2. Swansea University, Swansea, UK

    Yogesh K. Dwivedi

  3. Indian Institute of Management Nagpur, Nagpur, India

    Bhimaraya Metri

  4. University of Bradford, Bradford, UK

    Nripendra P. Rana

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Das Aundhe, M., Singh, J.B., Ramesh, N., Vimalkumar, M. (2020). Adoption of Digital Innovation in Crop Insurance - A Data Analytics Based Benchmarking Study of Samrakshane Portal in Karnataka. In: Sharma, S.K., Dwivedi, Y.K., Metri, B., Rana, N.P. (eds) Re-imagining Diffusion and Adoption of Information Technology and Systems: A Continuing Conversation. TDIT 2020. IFIP Advances in Information and Communication Technology, vol 617. Springer, Cham. https://doi.org/10.1007/978-3-030-64849-7_27

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  • DOI: https://doi.org/10.1007/978-3-030-64849-7_27

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  • Publisher Name: Springer, Cham

  • Print ISBN: 978-3-030-64848-0

  • Online ISBN: 978-3-030-64849-7

  • eBook Packages: Computer ScienceComputer Science (R0)

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