본문 바로가기
KCI 등재

프랑스 농업협동조합은행의 농업정책금융에 관한 연구

Agricultural Policy Finance System of Crédit Agricole in France

한국협동조합연구
약어 : kjcs
2010 vol.28, no.1, pp.25 - 50
DOI : 10.35412/kjcs.2010.28.1.002
발행기관 : 한국협동조합학회
연구분야 : 농업경제학
Copyright © 한국협동조합학회
인용한 논문 수 :   -  
94 회 열람

Focusing on the role of Crédit Agricole, French agricultural cooperative bank, this paper describes the finance system of agricultural policy. France eliminated the authority of the cooperative bank that had monopolized the financing of agricultural policy until the late 1980’s. Nevertheless, the French agricultural cooperative bank still takes a lead in financing of agricultural policy. Although the Republic of Korea also expanded the agriculture banking system to include general banks, other banks than the Agricultural Cooperative have played minimal roles in dealing with agricultural loans. Some argue that a Public Institution that specializes in agricultural financing should be established. However, such a public entity is unnecessary, given the diminishing role of the government in financing agricultural policy. The French Crédit Agricole’s advantages in the field of agricultural policy finance may be found in its historical role in agricultural loan services, a professional system of agricultural policy finance, and farmers’ easy accessibility to its loan services. For the purpose of fostering professionalism and the agricultural policy finance system, first, it is necessary to reinforce the loan assessment roles, to provide agricultural management consulting and professional education services to farmers, and to develop and disseminate an agricultural accounting system. The Republic of Korea needs to reform the agricultural loan system that distorts the distributive function of the banking institutions. It is necessary for the Korean Agricultural Cooperative to develop its professionalism for assessing farmers’ capacity for maintaining a good credit record.

Agricultural Policy Finance System, Agricultural Finance, Agricultural Cooperative, Crédit Agricole, Agricultural Loan, Agricultural Credit, Agricultural Finance Policy, French Agriculture, French Agricultural Cooperative

  • 1. [보고서] 강종만 / 2004 / 농업정책자금 조달 및 운용방안 개선
  • 2. [보고서] 강종만 / 2005 / 농업금융의 특성과 규모의 경제분석
  • 3. [보고서] 김두년 / 2003 / 프랑스 협동조합법의 최근동향, 농협대학 농협경제연구소 특정연구사업보고서
  • 4. [학술지] 김두년 / 2007 / 프랑스 협동조합법의 법적구조에 관한 연구 / 한국협동조합연구 / 24 (2) : 1 ~ 2 kci
  • 5. [학술지] 김두년 / 2000 / 프랑스 끄레디 아그리꼴 / CEO Focus (74)
  • 6. [단행본] 송제빈 / 2006 / 농업정책자금의 이해 / 삼부문화
  • 7. [학술지] 이현성 / 2008 / 해외협동조합은행의 조직과 지배구조 / NHERI 리포트 (29)
  • 8. [학술지] 최재학 / 2004 / 크레디 아그리꼴(CA)의 최근변화 / CEO Focus (128)
  • 9. [학위논문] 박충주 / 2005 / 농림수산업자 신용보증제도 개선방안
  • 10. [학위논문] 이재욱 / 2003 / 신용보증제도의 발전방안
  • 11. [보고서] 농림부 / 1999 / 선진국 농업정책금융지원제도, 정책연수결과보고서
  • 12. [보고서] 한국농촌경제연구원 / 2000 / 외국의 농업투융자제도 조사연구
  • 13. [보고서] 한국농촌경제연구원 / 1998 / 농업경영종합자금제도 도입방안 연구
  • 14. [보고서] 內閣府經濟社會總合硏究所 / 2003 / 先進4カ國における政策金融について
  • 15. [보고서] 農林漁業金融公庫調査室 / 2006 / フランスの農業․農業金融
  • 16. [인터넷자료] / Crédit Agricole S.A. 홈페이지
  • 17. [보고서] Crédit Agricole S.A. / 2009 / Annul Report
  • 18. [인터넷자료] / COPA 홈페이지